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Registered plan rates

  • Rates
  • Registered plan rates

Registered plans can provide Canadians with financial benefits such as growing their savings, deferring taxes and sheltering investment income.

You can save for your future by opening a TFSA, RRSP, RESP or RDSP. If you're thinking about retiring, you can choose a RRIF to pay yourself income throughout your later years.

As a member, you may be eligible for a preferential rate. Please contact your branch for more information.

List of rates for RRSP NON-REDEEMABLE TERMS
RRSP NON-REDEEMABLE TERMS Rate
30 Days
0.25
60 Days
0.30
90 Days
0.35
120 Days
0.40
180 Days
0.45
1 Year
1.75
1.5 Years
1.85
2 Years
2.00
3 Years
2.30
4 Years
2.35
5 Years
2.50
List of rates for RRSP CASHABLE TERMS
RRSP CASHABLE TERMS Rate
1 Year Cashable (90 day locked in)
0.75
List of rates for REGISTERED VARIABLE RRSP
REGISTERED VARIABLE RRSP Rate
Variable
0.10
1 Year RRSP Pay-Day Plan
2.50
List of rates for RRSP HISA PLAN (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY)
RRSP HISA PLAN (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY) Rate
$0 - $4,999
0.75
$5,000 - $249,999
0.75
$250,000 - $499,999
0.75
$500,000+
0.75
List of rates for RRIFS NON-REDEEMABLE TERMS (MINIMUM $500)
RRIFS NON-REDEEMABLE TERMS (MINIMUM $500) Rate
30 Days
0.25
60 Days
0.30
90 Days
0.35
120 Days
0.40
180 Days
0.45
1 Year
1.75
1.5 Years
1.85
2 Years
2.00
3 Years
2.30
4 Years
2.35
5 Years
2.50
List of rates for RRIF VARIABLE RATE SAVINGS
RRIF VARIABLE RATE SAVINGS Rate
RRIF Variable
0.10

All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.