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You deserve good banking. 

Earn up to 2.75% with our 18-month Bright Term Deposit*. 

* Limited time offer where conditions apply and rates are subject to change.

​Invest in a Bright Term Deposit with G&F

G&F Bright Term Deposits feature attractive interest rates and are only available for a limited time! Invest in your choice of account types.

  • For a limited time: earn up to 2.75%* in 18 months; cashable in 9 months
  • Low minimum deposit of $500
  • Competitive interest rates
  • Risk free – deposits are 100% guaranteed+
  • G&F Bright Term Deposits are available in non-registered and most registered accounts (RRSP, RIF and TFSA)

Say hello to easy investing!

Set up a monthly PAC (Pre-Authorized Contribution) into an investment—or increase your current PAC­—and G&F will match your initial monthly contribution up to $100. ++

It’s the easiest way to invest in your future! ++

Already a G&F member?

Renew your term deposit!

New to G&F?

Call us to start earning up to 2.75%*

How do I set up a Pre-Authorized Contribution?

Call G&F’s Member Hub at 604-419-8888 or visit one of our open branches.

Tell us you would like to set up a Pre-Authorized Contribution into one of your Credential investment accounts with G&F.

If you don’t yet have an investment with G&F, we can describe the options to you and get you set up.

Let us know the dollar amount you’d like to have automatically transferred into your investment each month. We’ll take care of the rest!

Our experts are just a phone call away

Speak to a G&F expert when you call our Member Hub at 604-419-8888.

Frequently asked questions

Q: How much should I set as my monthly contribution?

Our advice to you is to deposit small amounts several times a month to offset market fluctuations. If you are new to investing, consider monthly contributions as a good place to start. The minimum amount to start a Pre-Authorized Contribution is $25. 

Q: How many Pre-authorized Contributions can I set up? 

There is no limit to the number of Pre-authorized Contributions (PACs) you can set up. Note that following a three-month contributing period, G&F will match your initial contribution amount to a maximum of $100. Offer is on for a limited time so contact us today!

​Q: How much will G&F match?

G&F will match your monthly Pre-authorized Contribution (PAC) amount to a value of up to $100. Funds will be deposited after three months and into the investment account your PAC is connected to. For example, in August you decide to set up a PAC of $50 a month toward your investment and you continue to contribute for three months. In November, G&F will deposit $50 into your investment. Or, you might set up a PAC of $50 bi-weekly (twice monthly) starting in August. After three months, G&F will deposit $100 into your investment. Read full terms and conditions of the PAC offer here.

​Q: Why should I invest in a term deposit?

Term deposits give you the security as well as flexible options you want for your investments. Here’s what you get when you open a 9plus9 Bright Term Deposit at G&F:

  • Cashable on the 9 month anniversary date
  • Flexibility to invest your term deposit in a RRSP, RIF or TFSA
  • Secure growth – deposits are 100% guaranteed+
  • Competitive interest rates


* Limited time offer where conditions apply and rates are subject to change. Not eligible for RESP accounts. This product is cashable on the 9 month anniversary date; an early redemption rate will apply.

+The Credit Union Deposit Insurance Corporation guarantees deposits of BC credit unions under the Financial Institutions Act.

++Conditions apply, limited time offer, match occurs after 3-month contributing period. Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc.