Discover financial balance

Explore investment options to grow your savings 

Term Deposit Specials


1.60%*

24 month Bright Term Rate


1.00%*

1 year memberSHARE

Rates starting at

1.50%*

MarketWise


Achieve financial balance

Keep steady and save more with a smart savings plan. Balance family, work, and finances while getting the help you need to save for a rainy day, make a big purchase, pay for school, or prepare for retirement.

24 month Bright Term

  • Option to reinvest on the first anniversary date into any non-redeemable term 1 year or greater. 
  • Calculated daily and paid annually. The first year’s interest will be paid back into the term and compounded if funds are not reinvested. 
  • Invest as little as $500 
  • Invest in non-registered, TFSA, RRSP, RRIF, or RESP  

1 Year MemberSHARE

  • Redeem or reinvest anytime*
  • Interest calculated daily, paid annually
  • Invest as little as $500
  • Invest in non-registered, TFSA, RRSP, RRIF, or RESP

MarketWise 3 & 5 Year Term Deposit

  • Guaranteed minimum cumulative return of 1.50% for a 3 year and 2.50% for a 5 year term
  • Risk free. Your initial investment is 100% guaranteed*
  • Rates of return are linked to the stockmarket. Performance of the S&P/TSX60 Index*, which tracks Canada’s 60 foremost companies of the TorontoStock Exchange across 10 industry sectors, determines how much interest you’ll earn
  • Invest as little as $1,000
  • Investment options: Non-registered, TFSA or RRSP

What you get with all term deposits 

  • Your money is guaranteed. Term deposits are no-risk investments 
  • No administration fees or commissions 
  • Pays higher rates than regular chequing or savings accounts 
  • Deposits are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC) of British Columbia 

Talk with us today to find your financial balance. 

​Helpful resources


*Conditions apply. Rates subject to change.
24 month Bright Term Rate: Option to reinvest on first anniversary into any non-redeemable term equal or greater than 1 year. 
1 Year MemberSHARE: No interest if redeemed within 90 days of deposit. 0.50% per annum if redeemed after day 90 and before maturity. Partial redemption available after 90 days, with minimum $5,000 withdrawal.
MarketWise: Minimum cumulative return of 1.5% for 3 year term and 2.5% for 5 year term.
Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of BritishColumbia. Standard & Poor’s®” and “S&P®” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Central 1Credit Union and sublicensed by Aldergrove Credit Union. “TSX” is a trademark of the Toronto Stock Exchange and has been licensed for useby Central 1 Credit Union and sublicensed by the Aldergrove Credit Union. The Market-Linked Term Deposits are not sponsored, endorsed,sold or promoted by Standard & Poor’s or the Toronto Stock Exchange and neither party makes any representation regarding the advisability ofinvesting in these deposits. G&F Financial Group and Aldergrove Financial are trade names of Gulf and Fraser Fishermen’s Credit Union.