​Your plans for a brighter tomorrow start with a simple chat today.

Contact a G&F advisor today! 

*Conditions apply, rates subject to change, limited time offer.

Features of our Bright Term Deposits

Our market-leading Bright Term Rates are available for a limited time! 

  • Risk free – deposits are 100% guaranteed1
  • Low minimum deposit of $500
  • Invest in your choice of account: non-registered or registered (RRSP, RIF and TFSA)
  • Escalator terms: provides gradual and guaranteed growth over a set period of time.
  • Convertible terms: This provides a timeframe to move your investment into a product of same or longer term.

Choose what works for you

Security Plus Flexibility


12 month Term
Convertible at 6 months
Bright Term Rate 

Dependable Growth 


3 year Term
Escalator, Redeemable
​Bright Term Rate 

Contact a G&F advisor today!

Find a G&F branch near you or call us at 604-419-8888.

G&F’s MarketWise Term Deposit 

With G&F MarketWise Term Deposit you can earn a guaranteed interest rate or market-based return, without risking your principal investment. Key features: 

  • Risk free – The principal investment amount is 100% protected1, allowing unlimited potential for gains without the risks associated with a down market.
  • Available as a 3-year or 5-year, non-redeemable term investment
  • Minimum $1,000 deposit and no fees
  • Guaranteed minimum cumulative return of 1.5% for a 3-year and 2.5% for a 5-year investment
  • Eligible for RRSPs, TFSAs and non-registered accounts
  • Returns are calculated based on the performance of the S&P/TSX 60**, representing 60 publicly traded companies across Canada’s leading industries.

Achieve your savings goals with our Bright Term Rates

Speak with an expert on how to choose the right fit for your short and long term goals.

Whether you’re planning a reno in three years or starting college in two or have big plans for your home business in ten, we have a savings solution for that too. Call, ask questions, and chat with a G&F expert today! 

​Helpful resources


  1. The Credit Union Deposit Insurance Corporation guarantees deposits of BC credit unions under the Financial Institutions Act.
  2. Conditions apply, rates subject to change. Earn 1.00% effective rate. Convertible at 6 month anniversary to product of same or longer term.
  3. Conditions apply, rates subject to change. Earn 1.58%† effective rate (1.00% in the first year, 1.50% in the second year, 2.25% in third year). Redeemable on the anniversaries.
  4. **Standard & Poor’s®” and “S&P®” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. “TSX” is a trademark of the Toronto Stock Exchange and has been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. MarketWise Term Deposits are not sponsored, endorsed, sold or promoted by Standard & Poor’s or the Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these deposits.