Seniors Accounts

We know that saving money in the "golden" years is important; therefore, G&F Financial Group offers financial services for people ages 59 and over. Members who switch to our golden chequing account have many special benefits that are not ordinarily found in any other types of accounts. This type of account will ensure you are satisfied in all important aspects of your financial needs.

Choose from one of the following accounts for seniors:


Golden Chequing Account

A unique account for members 59 or better with the following features:

  • Free cheque processing, in-branch withdrawals/transfers
  • Free G&F Financial Group and Exchange ATM transactions
  • Free electronic bill payments/transfers
  • Free direct payment
  • Free basic personalized cheques
  • Free monthly statement
  • No monthly fee
  • Discounts on safety deposit box rentals
  • Cheque images for proof of payment
  • Access to account and funds through MEMBER CARD® Debit Card, ATM transactions, MEMBERLINK® telephone banking, MemberDirect® online banking
  • Interest calculated daily and paid monthly
  • Fees for use of non G&F Financial Group ATMs

 


 

Golden Plan 24 Savings Account

A unique daily interest savings account offering a large range of complementary banking services to our members aged 59 and better. Features include:

  • No monthly fee
  • Unlimited free transactions, including debit card payments, electronic bill payments, G&F Financial Group and Exchange ATM transactions, pre-authorized payments, in-branch withdrawals/transfers
  • Quarterly statement
  • Plus, unlimited no charge telephone and online banking transfers
  • Interest calculated daily, paid monthly
  • Regular fees apply for non G&F Financial Group ATM transactions and cheque processing

 


Golden T-Bill Savings

A daily interest savings plan with a tiered rate structure for seniors 59 and over. The higher the balance, the higher the rate! Features include:

  • FREE In-branch fees
  • G&F Financial Group and Exchange ATM transactions
  • Point Of Sales transactions
  • Electronic bill payments
  • Pre-authorized payments
  • Free Quarterly Statement
  • Interest is calculated daily, paid monthly
  • Regular fees apply for non G&F Financial Group ATM transactions and cheque processing


Golden Profit Savings

This account is directly linked to the success of the credit union. Our Profit Savings Account for seniors 59 and over also waives most of the following transactions fees:

  • In-branch withdrawals/transfers
  • G&F Financial Group and Exchange ATM transactions
  • Point Of Sales transactions
  • Electronic bill payments
  • Pre-authorized payments
  • Plus FREE Quarterly Statements

Additional features include:

  • Interest calculated on the minimum quarterly closing balance and paid effective January 1st
  • Regular fees apply for non G&F Financial Group ATM transactions and cheque processin



Golden US Account

Do you use US cheques and cash on a regular basis or often visit our neighbours to the South? Need to convert Canadian currency to US funds? If you do, you know that having to change your money back and forth can be both inconvenient and expensive with fluctuating exchange rates. G&F Financial Group offers the perfect solution to alleviate your worries with our USD Golden Chequing Account:

  • No in-branch transaction fees
  • FREE cheque processing
  • Interest calculated daily, paid monthly

Note: Interest is not paid under $1.00.
 

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