Long term products

Our long term products help you save and meet your financial goals.


Escalator Term Deposits Expand/Collapse

Leave your money in this flexible term and watch the rate rise with the following features:

  • 2 or 3 year terms, with the rate rising every year
  • Non-redeemable, but investors can 're-price' into a new term deposit with the same or greater maturity date
  • Special rates and terms announced throughout the year

Long Term Deposits Expand/Collapse

With $500 minimum deposit, members have the choice to make the most out of their money in Canadian or US terms. We offer the following options for long term deposits:

  • Nonredeemable
  • 1 to 5 years
  • Annual interest, available in Canadian or U.S. funds (monthly interest terms available in Canadian funds). More information


Long Term Redeemable Expand/Collapse

Our Long Term Redeemable product offers you the flexibility to make the most out of your money.

  • Redeemable with penalty (minimum rate of 0.25%)
  • 1 to 5 years
  • Annual interest. More information
  • Minimum $500 deposit