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Term deposit rates

  • Rates
  • Term deposit rates

Get a term deposit designed to suit your investment needs and make your money work for you.

All deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.

Open a term deposit today.

Drop by a G&F branch near you and our Money Advisors can help you get started.

List of rates for TERM DEPOSIT SPECIAL
TERM DEPOSIT SPECIAL Rate
12 month Bright Term Rate
3.50
24 month PrimeLink
2.50

Bright Term Rate: Limited time offer, terms and conditions apply. No redemption allowed.

PrimeLink: 24 month term, prime minus 1.20% cashable on anniversary, interest paid yearly.

List of rates for SHORT TERM REDEEMABLE (NON-REGISTERED ONLY)
SHORT TERM REDEEMABLE (NON-REGISTERED ONLY) Rate
30 - 59 Days
0.05
60 - 89 Days
0.05
90 - 119 Days
0.10
120 - 179 Days
0.15
180 - 364 Days
0.20
List of rates for SHORT TERM NON-REDEEMABLE
SHORT TERM NON-REDEEMABLE Rate
30 - 59 Days
0.25
60 - 89 Days
0.30
90 - 119 Days
0.35
120 - 179 Days
0.40
180 - 364 Days
0.45
List of rates for LONG TERM NON-REDEEMABLE ANNUAL INTEREST TERM DEPOSIT
LONG TERM NON-REDEEMABLE ANNUAL INTEREST TERM DEPOSIT Rate
1 Year
2.80
1.5 Years
3.00
2 Years
3.15
3 Years
3.20
4 Years
3.25
5 Years
3.35
Pay-Day Plan 1 Year Term Deposit
2.80
Junior 1 Year Non-Redeemable Term Deposit
2.85
List of rates for LONG TERM NON-REDEEMABLE MONTHLY INTEREST TERM DEPOSIT (NON-REGISTERED ONLY)
LONG TERM NON-REDEEMABLE MONTHLY INTEREST TERM DEPOSIT (NON-REGISTERED ONLY) Rate
1 Year
2.675
1.5 Years
2.875
2 Years
3.025
3 Years
3.075
4 Years
3.125
5 Years
3.225
List of rates for US DOLLAR TERM DEPOSIT - NON-REDEEMABLE
US DOLLAR TERM DEPOSIT - NON-REDEEMABLE Rate
30 - 59 Days
0.05
60 - 89 Days
0.10
90 - 119 Days
0.15
120 - 179 Days
0.20
180 - 364 Days
0.25
1 Year
0.20
1.5 Years
0.25
2 Years
0.30
3 Years
0.40
4 Years
0.55
5 Years
0.60

All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.