Term deposit—a protected savings option with guaranteed principal and interest
Features and benefits of a term deposit
See our term deposit rates
Competitive rates for our members.
MarketWise term deposit
Earn higher potential returns from the stock market with a guaranteed minimum return, without risking your principal investment.
G&F’s MarketWise term deposit is ideal for those seeking higher potential returns than traditional term deposits.
Returns are calculated based on the performance of the S&P/TSX 60**, representing 60 publicly traded companies across Canada’s leading industries. The principal investment amount is 100% protected, allowing unlimited potential for gains without the risks associated with a down market.
Read our MarketWise information sheet for more information.
Make the most of your investments.
Gain potential returns from the performance of the S&P/TSX 60 stock market index and feel secure knowing you'll have a guaranteed minimum return.
Features of a MarketWise term deposit
|Minimum deposit amount||$1,000|
|Minimum guaranteed cumulative return||1.5%||2.5%|
|Participation rate of market gains of term||75%||125%|
|Maximum potential return||Unlimited|
Track the performance of G&F's MarketWise term deposits
*The Credit Union Deposit Insurance Corporation (CUDIC), a statutory corporation, guarantees all deposits and non-equity shares of British Columbia credit unions as set out in the Financial Institutions Act. Credit union equity shares, debt instruments and investments such as mutual funds or RRSP equity plans are not covered by CUDIC.
**Standard & Poor’s®” and “S&P®” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. “TSX” is a trademark of the Toronto Stock Exchange and has been licensed for use by Central 1 Credit Union and sublicensed by the Credit Union. MarketWise Term Deposits are not sponsored, endorsed, sold or promoted by Standard & Poor’s or the Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these deposits.
Want more information?
For more information on the return calculation or details and special conditions for our MarketWise term deposits, call 604-419-8888 or talk to the experts at your local G&F branch.