Personal loans

A personal loan from G&F can help you reach your goals. 

Whether it’s to handle unexpected expenses or help with a big purchase, G&F can help you determine your needs, payments and borrowing options. 


Competitive interest rates on fixed or variable rates

Flexible repayment options - monthly, bi-weekly or weekly

No penalties on repayment or early payouts

Credit, life and disability insurance available

Determine your credit needs.

Before you commit to credit, it's a good idea to discuss your entire financial situation with an expert and determine how much credit you can realistically afford. 

Legal Disclaimer: Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

Apply for a personal loan from G&F.

Our application form takes 5-10 minutes. After you submit it, we'll contact you within two business days to talk about your next steps.

Realize the full potential of your RRSP with a RRSP loan.

A good option with exceptional rates to help you maximize your annual contribution, or top up unused contribution room from past years. Ask our money advisors if this is the right choice for you.


Maximize your RRSP and term deposit contributions

Receive tax benefits and earn interest right away

Get exceptional interest rates on RRSP loans

Catch up on your RRSP contribution room with a competitive RRSP term loan for up to 10 years

Apply for a RRSP loan from G&F.

​The application form is used to gather preliminary information only. To complete the application process, you'll need to visit one of our branches in person. Alternatively, you can email for more information or to get help with your application.

Personal line of credit

A line of credit is a revolving loan that lets you borrow up to a certain approved limit. You only pay interest on the amount that you have used and the interest rates are generally lower than what you'll pay with a credit card.

You may want to set up a line of credit so you are prepared for emergencies, or you may want to pay off a higher interest credit card. A line of credit can also offer you protection against overdrawn accounts.

Enjoy flexible borrowing with these features

Pay interest only on the money you use, and for the amount of time you use it

Get lower interest rates than credit cards

Flexible repayment options

Get protection against overdrawn accounts

Apply for a personal line of credit from G&F.

The application takes 5-10 minutes to complete. After you submit it, we'll contact you within two business days to talk about your next steps.

Personal credit cards

Get financial advice 

Smart Money Calculators

Smart Money Brochures

​Want to meet in person?

Drop by a G&F branch near you. We're here to help!