Skip to main content

Personal loans

Personal loan
RRSP loan
Line of credit

A personal loan from G&F can help you reach your goals. 

Whether it’s to handle unexpected expenses or help with a big purchase, G&F can help you determine your needs, payments and borrowing options. 


  • Competitive interest rates
  • Fixed or variable rates
  • Flexible repayment options: monthly, bi-weekly or weekly
  • No penalties on repayment or early payouts
  • Credit, life and disability insurance available

Determine your credit needs.

Before you commit to credit, it's a good idea to discuss your entire financial situation with an expert and determine how much credit you can realistically afford. 

Apply for a personal loan from G&F.

Our application form takes 5-10 minutes. After you submit it, we'll contact you within two business days to talk about your next steps.

Realize the full potential of your RRSP with a RRSP loan.

A good option with exceptional rates to help you maximize your annual contribution, or top up unused contribution room from past years. Ask our money advisors if this is the right choice for you.


  • Maximize your RRSP and term deposit contributions.
  • Receive tax benefits and earn interest right away.
  • Get exceptional interest rates.
  • Catch up on your RRSP contribution room with a competitive RRSP term loan for up to 10 years.

Apply for a RRSP loan from G&F.

​The application form is used to gather preliminary information only. To complete the application process, you'll need to visit one of our branches in person. Alternatively, you can email for more information or to get help with your application.

Personal line of credit

A line of credit is a revolving loan that lets you borrow up to a certain approved limit. You only pay interest on the amount that you have used and the interest rates are generally lower than what you'll pay with a credit card.

You may want to set up a line of credit so you are prepared for emergencies, or you may want to pay off a higher interest credit card. A line of credit can also offer you protection against overdrawn accounts.

Enjoy flexible borrowing with these features:

  • Pay interest on only the money you use, for the amount of time you use it.
  • Get lower interest rates than credit cards.
  • Choose from flexible repayment options.
  • Get protection against overdrawn accounts.

Apply for a personal line of credit from G&F.

The application takes 5-10 minutes to complete. After you submit it, we'll contact you within two business days to talk about your next steps.

Personal credit cards

Get financial advice 

Smart Money Calculators

Smart Money Brochures

​Want to meet in person?

Drop by a G&F branch near you. We're here to help!