Business loans

Development financing

At G&F Financial Group, we’re not only good with numbers, we’re also good with blueprints. With years of experience, we’re the perfect partner if you’re planning a construction or land development project, no matter how big or small.

Here are some benefits you'll see when you finance your project with G&F Financial Group:

  1. Help with financing the development and construction of industrial, commercial and residential properties, such as single family dwellings, multi-family townhomes and condominiums
  2. Advice to help you understand and explore development and construction options
  3. Competitive financial solutions that meet your needs and help you take advantage of market conditions and opportunities


Phased advancement - your loan is advanced at different stages of construction

Flexible payment options

Get financing for your development project from G&F.

Too busy to come to us? We'd be happy to meet where it works best for you.

Commercial mortgages

Thinking of purchasing or refinancing a commercial property? G&F Financial Group offers competitive rates, expert advice, flexible payment options and, because we’re local, a quick turnaround on approvals. We have an appreciation and knowledge of our local communities. Talk to a G&F expert about our competitive commercial mortgages today!


Amortization of up to 25 years

Variable rate or fixed rate terms

Financing based on cash flow and value of the property

Flexible repayment terms

Let's talk about how you can achieve your business goals.

G&F's Commercial Account Managers can meet where and when it is convenient for you.

Business lines of credit

A line of credit gives you instant access to the funds you need, when you need them, helping to stabilize your cash flow, boost your purchasing power, and meet your day-to-day operating requirements. 

Similar to our personal line of credit, our business line of credit allows a business to draw on their chequing account through an agreed limit. Interest is charged only on the portion of the loan actually used and interest costs are reduced when you deposit funds to pay down your line of credit.


Easy access to funds - in a G&F branch, online, by phone or by writing cheques

A lower interest rate than most credit cards

Interest is charged only on the money you use, and for the amount of time you use it

Talk with us about how a line of credit can help grow your business.

Get a term loan and grow your business.

Whether your business needs a new venue, new equipment, a new vehicle or a total makeover, G&F Financial Group has a business term loan that can help bridge the gap.

A term loan can be a great way to:

  1. Establish or purchase a new business
  2. Purchase, renovate, alter or expand your current business and premises
  3. Purchase, install, renovate, or repair equipment and machinery


Terms of 1-5 years

Fixed or variable interest rates

Flexible repayment terms

​​G&F Financial Group offers a variety of lending products to suit your needs, at every stage of your business.

Contact a Business Relationship Manager to get started.

Meet with us in person.

​Business credit cards

Smart Money Calculators

Smart Money Brochures

Grow your business with G&F.

We offer a range of services, including wireless payment terminals, payroll and group health benefits.