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If you've recently lost a loved one, finances are probably the last thing you want to think about. Take the time to grieve, and be aware that you don't have to grieve alone. If you need more help and support than you're able to get from your immediate family and friends, there are counselling services available in most communities to help you through the grieving process.
Hopefully the deceased has left a valid and up-to-date will and named an executor. If so, the most important first step is to contact the executor and notify them. If there is no will—or in the event that you've been named executor—contact a lawyer as soon as possible.
If the deceased was a key provider, you may be worried about how the loss of income will affect you and your family. Is there life insurance? Who are the listed beneficiaries of RRSPs and RRIFs? What about jointly-held property and other assets? If no beneficiaries are named, these assets may simply become part of the estate.
With the loss of a loved one, you may feel that you're alone. The fact is your community is full of people and organizations that offer help and support. From executing a will to finding non-profit organizations that can counsel the bereaved, G&F Financial Group can help you find the resources that will get you through this difficult time.
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*G&F Financial Group is the operating trade name of Gulf and Fraser Fishermen’s Credit Union.