Mortgages

All rates are subject to change without notice. The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) apply.

Residential First Mortgages (Rates effective 2018-10-25) Rates
6 Months (Open) 7.25%
1 Year (Open) 6.70%
6 Months (Closed) 3.64%
1 Year (Closed) 3.80%
2 Year (Closed) 3.90%
3 Year (Closed) 4.04%
4 Year (Closed) 4.49%
5 Year (Closed) 5.34%
7 Year (Closed) 5.80%
Fish Boat Loans (Annual Payments) (Rates effective 2018-10-25) Rates
1 Year First Mortgage (Vessel) 6.55%
1 Year First Mortgage (Residential Mtg) 6.30%

For residential first mortgages only. Interest rate and approval based on risk profile. Additional fees may apply. Interest rates subject to change without notice.

Annual Percentage Rate (APR), compounded semi-annually. If fees or charges apply, the APR could increase.

Initial interest rate and the APR on a 5-year variable, closed mortgage, compounded monthly. This is a variable rate product which will fluctuate with the G&F Financial prime rate. If fees or charges apply, the APR could increase.