Long Term Products

Escalator Term Deposits

Leave your money in this flexible term and watch the rate rise with the following features!

  • 2 or 3 year terms, with rates rising every year
  • Non-redeemable but investors can "reprice" into a new term deposit with the same or greater maturity date if rates really go up
  • Special rates and terms announced throughout the year

Long Term Deposits

With $500 minimum deposit, members have the choice to make the most out of their money in Canadian or US terms. We offer the following options for long term deposits:

  • Nonredeemable
  • 1 to 5 years
  • Annual interest, available in Canadian or U.S. funds (monthly interest terms available in Canadian funds)

Long Term Redeemable

Our Long Term Redeemable product offers you the flexibility to make the most out of your money.

  • Redeemable with penalty (minimum rate of 0.25%)
  • 1 to 5 years
  • Annual interest
  • Minimum $500

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