Credential disclosure and mutual funds disclaimer

Mutual funds and financial planning are offered through Credential Asset Management Inc. and mutual funds, other securities and financial planning are offered through Credential Securities. Online brokerage services are offered through Qtrade Investor. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. OnCourse Portfolios are made available to investors through ®Credential professionals located at certain credit unions in Canada.

The Credential Managed Account is distributed by Credential Securities. OnPoint Managed Portfolios are distributed by Credential Securities. Referral fees, commissions, management fees, and expenses may all be associated with managed accounts or the investments therein. Managed accounts, and the investments therein, are not insured or guaranteed, their values change frequently and past performance may not be repeated.

The information found on this website is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional.

Credential Securities and OnCourse are registered marks and OnPoint is a trademark owned by Aviso Wealth Inc. and are used under license. Credential Asset Management Inc., Credential Qtrade Securities Inc. and Northwest & Ethical Investments L.P. are wholly owned subsidiaries of Aviso Wealth Inc.