Interac Flash® - FAQ

What is Interac Flash® ? Expand/Collapse

Interac Flash® is the contactless enhancement of Interac Debit that allows you to pay for smaller purchases quickly and conveniently.  When making a purchase of up to $100, you can choose to simply hold your Interac Flash® -enabled G&F MemberCard in front of a supporting reader at the checkout, and your purchases will be deducted instantly from your G&F GO or GROW Plan. There’s no need to insert your card and enter your PIN, or to exchange cash at the checkout

Safety and Security Expand/Collapse

Your Interac Flash® -enabled G&F MemberCard is protected with several layers of security, and is embedded with chip technology. This means you can use InteracFlash knowing you’re protected by one of the most secure payment technologies available. Plus, Interac’s Zero Liability Policy makes this worry-free: you will not be liable for losses resulting from unauthorized transactions.

How does Interac Flash work? Expand/Collapse

Cards that are enabled with Interac Flash® will feature the symbol above on the front. Look for the Interac Flash® logo on contactless readers at the checkout and simply HOLD your card to the payment terminal, listen for the BEEP, and you’re DONE. It’s that simple!


Your purchase is then automatically debited from your G&F GO or GROW Plan . This means you can use your regular financial records to track all of your Interac Flash® purchases.

Your spending limits Expand/Collapse

Purchases made using Interac Flash® can’t exceed $100. If your purchase is above this limit, you will be prompted to insert your MemberCard and enter your PIN.


As an added layer of protection, there is a cumulative spend limit for Interac Flash® transactions.  This limit is $200. This is the sum of all contactless transactions made with your card since the last time you completed a successful PIN Point of Sale (POS) transaction. When this limit is reached, you will be asked to insert your card and enter your PIN. This will reset your limit so you can continue to use Interac Flash® .  Please note your cumulative spend limit is reset with any successful PIN POS transaction.

Service charges Expand/Collapse

Interac Flash® transactions aren’t subject to any additional charges.  An Interac Flash® transaction is processed as a POS Withdrawal and would be treated as such in accordance with your GO or GROW Plan.

Where can I use Interac Flash? Expand/Collapse

For a full list of participating merchants allowing InteracFlash® , click here

More information Expand/Collapse

For further information regarding Interac Flash®, take a look at this video and infographic.